The Next Generation Network

For Cross-Border Payments

t-0 enables financial institutions to move money instantly, at low cost, with settlement powered by stablecoin infrastructure.

Get In Touch

The Next Generation Network For
Cross-Border Payments

t-0 enables financial institutions to move money instantly, at low cost, with settlement powered by stablecoin infrastructure.

Get In Touch

The Next Generation Network For
Cross-Border Payments

t-0 enables financial institutions to move money instantly, at low cost, with settlement powered by stablecoin infrastructure.

Get In Touch

BUILT BY A TEAM FROM

A Smarter Network For Global Money Movement

The t-0 Network connects financial institutions around the world, enabling them to collect and pay out funds locally, while settling obligations in USD Stablecoins. This creates faster, cheaper, and more reliable cross-border payments, without the complexity of traditional banking.

Currency Coverage

Collect in 30 currencies, pay out in 60, via a single integration.

Currency Coverage

Collect in 30 currencies, pay out in 60, via a single integration.

Currency Coverage

Collect in 30 currencies, pay out in 60, via a single integration.

Global Access

Access to 1,200+ cross-border corridors through a single API.

Global Access

Access to 1,200+ cross-border corridors through a single API.

Global Access

Access to 1,200+ cross-border corridors through a single API.

Female scientist wearing a white coat and gloves examines a sample slide in a modern laboratory setting.

Mature man with glasses and a trimmed beard smiling confidently, standing in warm natural light against a modern backdrop.

Why t-0

Faster Payments

Receive cross-border payments in minutes, not days.

Faster Payments

Receive cross-border payments in minutes, not days.

Faster Payments

Receive cross-border payments in minutes, not days.

Lower Costs

Reduce FX costs to low basis points through stablecoin settlement.

Lower Costs

Reduce FX costs to low basis points through stablecoin settlement.

Lower Costs

Reduce FX costs to low basis points through stablecoin settlement.

Compliance Built-In

Stay compliant worldwide with KYB and Travel Rule requirements handled by us.

Compliance Built-In

Stay compliant worldwide with KYB and Travel Rule requirements handled by us.

Compliance Built-In

Stay compliant worldwide with KYB and Travel Rule requirements handled by us.

Built For Modern Financial Institutions

t-0 is designed for

fintechs, neobanks, and payment companies who want to offer fast, low-cost international payments to their clients.

Stablecoin Fintechs

Extend your network by adding new currencies and corridors and tap into a new source of payments volume.

Stablecoin Fintechs

Extend your network by adding new currencies and corridors and tap into a new source of payments volume.

Systems Strategy

We design technical and organizational frameworks that help research, data, and decision-making move together—at speed and scale.

Payment Platforms

Execute collections and pay-outs globally, streamlining services through our simple Network SDK.

Payment Platforms

Execute collections and pay-outs globally, streamlining services through our simple Network SDK.

Execution Support

Whether you're stuck at the strategy stage or mid-build, we step in to diagnose, recalibrate, and bring momentum to your mission.

How It Works

t-0 makes international payments work like local ones:

Pay In Locally

Customers send funds in their local currency.

Pay In Locally

Customers send funds in their local currency.

Pay In Locally

Customers send funds in their local currency.

Pay Out Locally

Recipients receive funds instantly in their local currency.

Pay Out Locally

Recipients receive funds instantly in their local currency.

Pay Out Locally

Recipients receive funds instantly in their local currency.

Settle in USD

Behind the scenes, obligations are net-settled in USD.

Settle in USD

Behind the scenes, obligations are net-settled in USD.

Settle in USD

Behind the scenes, obligations are net-settled in USD.

The Next Generation Network

For Cross-Border Payments

The Next Generation Network ForCross-Border Payments

The Next Generation Network ForCross-Border Payments

A Smarter Network For Global Money Movement

Why t-0

Built For Modern Financial Institutions

t-0 is designed for

Stablecoin Fintechs

Stablecoin Fintechs

Systems Strategy

Payment Platforms

Payment Platforms

Execution Support

t-0 makes international payments work like local ones:

Want to learn more about how the t-0 Network can power your cross-border payments?

The Next Generation Network For
Cross-Border Payments

The Next Generation Network For
Cross-Border Payments