About Us

Mission

We're on a mission to unlock a world of borderless economic connection. t-0 Network is building the financial infrastructure of a connected world, linking banks, fintechs, and payment providers through seamless, efficient money movement.

Company

t-0 is the institutional settlement layer for stablecoin-powered payments. We connect licensed financial institutions through a single integration, using USDT liquidity and patented net-settlement technology to simplify cross-border transfers. Our system makes global payments feel local by enabling fast, programmable value movement between developed and emerging markets.

Technology

We designed t-0 from the ground-up to be the most efficient way for financial institutions to execute global correspondent payments. Our unique patent pending system brings together the best of traditional FX trading infrastructure and stablecoin rails.

Real-time order book

Instant, transparent matching for pay-in and pay-out quotes, ensuring efficient pricing and seamless transaction execution between institutions.

Payment orchestration

Continuous connection for the secure and compliant sharing of payment and Travel Rule information between participating institutions.

Settlement engine

A global ledger that records transactions between participating Financial Institutions, creating the world's first system for continuous net-settlement of stablecoin-based payments.

Our Leadership Team

t-0 is built by a team of financial infrastructure experts from some of the world’s leading institutions, bringing together decades of experience across banking, market systems, and payments.

James Brownlee

Co-founder & CEO

Stepan Romankov

Co-founder & CTO

Chloe Nightingale

Chief Growth Officer

Anton Efimow

Co-founder & CSO